Mortgage Refinance

Mortgage Interest rates are at historic lows. They will not stay here for long. Now is the time to refinance your mortgage and consolidate all your debts into one low monthly payment.

Refinancing provides great opportunities for homeowners. Through refinancing, it may be possible to lower your monthly mortgage payments, enjoy the security of a fixed-rate mortgage,as well as consolidate other debt to a lower interest rate and a single payment.

It truly is amazing how much in monthly payments you can save by consolidating all your debts together with your mortgage. The mortgage interest rate is much lower than you are paying on credit cards, lines of credit, vehicle loans, or personal loans.

BELOW IS AN EXAMPLE OF HOW IT WORKS:

1.95%

Mortgage
$230,000 @ 5.5% $1,403.90 /mo
Credit Cards
$35,000    @ 18% $1,050.00 /mo
Bank Loans
$15,000   @   8% $ 469.15 /mo
Car Loan
$30,000   @    8% $  606.42 /mo
Line of Credit
$10,000   @  6.5% $ 300.00 /mo

total old payments
$3,829.47

$400,000 (house value) x 90%
= $360,000 Mortgage
Pay off all debts $360,000 @ 1.95%

PLUS $40,000 EXTRA CASH !!

total new payment
$1,181.88

$2,647.59

* APR 1.95% based on fixed rate, 3 year term, 35 year am and will vary based on term/am/cost. O.A.C. conditions may apply. *Rate subject to change without notice.

Member of :

Term	Posted Rate	Special Offers
Variable
	2.25%	1.95%
Closed
1 Year	3.50%	2.65%
2 Year	3.75%	2.95%
3 Year	4.25%	3.50%
4 Year	5.14%	3.69%
5 Year	5.59%	3.69%
7 Year	6.10%	4.95%
10 Year	6.60%	5.20%
Open

1 year	6.55%	6.45%

Mortgage Refinance

Member of :

Mortgage Rates as of MARCH 8th, 2010.

Variable

Closed

Open

MORTGAGE RATES

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